Terms of use
These terms of use (“Terms”) govern your use of this website, operated by VIP Car Insurance. By using this site, you agree to these Terms. If you don’t agree, please don’t use the site.
What this site is
VIP Car Insurance is a free comparison service. We help you find and compare car insurance information and connect with licensed insurance agents and carriers who can provide quotes. We are not an insurance company, we do not underwrite policies, and we do not guarantee coverage, rates, or savings. Any quote you ultimately receive comes from a third-party licensed agent or carrier, under their own terms.
No insurance or financial advice
Content on this site — including guides, rate comparisons, and state pages — is provided for general informational purposes only. It is not insurance, legal, or financial advice, and shouldn’t be relied on as a substitute for speaking with a licensed agent about your specific situation. Rate and savings figures shown on this site are estimates and are not a quote or an offer of insurance; your actual rate depends on your state, driving record, vehicle, coverage selections, and each insurer’s own underwriting.
Third-party links and quote providers
This site links out to a third-party quote comparison funnel and, from there, to insurance carriers and agents. Once you leave this site, you’re subject to that destination’s own terms of use and privacy policy, not ours. We don’t control those sites and aren’t responsible for their content, accuracy, or practices.
Accuracy of content
We try to keep guides, rate comparisons, and state pages accurate and up to date, but insurance rates, minimum-coverage requirements, and regulations change frequently and vary by insurer. We don’t warrant that any figure or statement on this site is current, complete, or error-free, and you should confirm any figure that matters to your decision directly with a licensed agent or your state’s department of insurance.
Intellectual property
The text, design, layout, and graphics on this site are owned by VIP Car Insurance or its licensors and are protected by copyright and other intellectual property laws. You may view and share pages of this site for personal, non-commercial use; you may not copy, republish, or create derivative works from this site’s content without our written permission.
Prohibited uses
- Using automated tools to scrape, crawl, or extract content from this site outside of standard search-engine indexing.
- Submitting false, misleading, or fraudulent information through any form on this site.
- Attempting to interfere with, disable, or overburden the site or its infrastructure.
- Using the site for any unlawful purpose or in violation of any applicable law or regulation.
Disclaimer of warranties
This site and its content are provided “as is” and “as available,” without warranties of any kind, express or implied, including implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We don’t warrant that the site will be uninterrupted, secure, or error-free.
Limitation of liability
To the fullest extent permitted by law, VIP Car Insurance will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this site or any third-party site linked from it, including any insurance decision you make based on information found here.
Indemnification
You agree to indemnify and hold VIP Car Insurance harmless from any claims, losses, or expenses (including reasonable attorneys’ fees) arising from your misuse of this site or your violation of these Terms.
Governing law
These Terms are governed by the laws of the State of Illinois, without regard to its conflict-of-laws principles, and any dispute arising from these Terms or your use of this site will be resolved in the state or federal courts located in Cook County, Illinois.
Changes to these Terms
We may update these Terms from time to time. We’ll update the “Last updated” date above when we do. Continuing to use the site after a change means you accept the updated Terms.
Contact us
Questions about these Terms can be sent to legal@vipcarinsurance.net, called in at 1 (773) 897-5544, or mailed to VIP Car Insurance, 1440 W Taylor St PMB 4327, Chicago, IL 60607.