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By state

Car insurance rates by state

Minimums, average premiums and no-fault rules differ everywhere. Find your state below.

Average full-coverage premium by stateWhere you park the car is the single biggest factor in what you pay — more than the car itself. Florida averages roughly 2.2× what Maine does for the same coverage.
CheaperCostlier$926 – $1,994 a year

Source: NAIC 2023 Auto Insurance Database Average Premium Supplement, published June 2025. Shaded in five equal-count bands rather than equal price steps, because a handful of states sit far above the rest and equal steps would flatten the difference between everywhere else. Exact figures are on each state’s page.