Guides
Insurance explained without the sales pitch
Written by people who read policy documents for a living. No affiliate rankings dressed up as advice.
Saving moneyTravelers IntelliDrive review: how it works, discounts and how it comparesTravelers' telematics program pays up to 30% at renewal for safe driving, and can raise your rate for risky driving in most states. How IntelliDrive actually works, what IntelliDrive 365 changes, and how it compares to other insurers' programs.Saving moneyUsage-Based Insurance: Snapshot, SmartRide & DrivewiseThree of the biggest telematics programs on the market, compared: what each one tracks, what it pays, and the trade-off carriers don't lead with.Saving moneyEvery car insurance discount worth asking forNot all discounts are created equal — here's how to tell the ones worth chasing from the ones that just round to zero.Coverage basicsDeductibles: the $500 vs $1,000 mathsRaising your deductible pays off only if you can cover it tomorrow. Here's the break-even.Coverage basicsGap insurance: when a totaled car still leaves you owing moneyGap insurance pays the difference between your loan balance and your car's actual cash value after a total loss. Here's who needs it and who can skip it.Shopping guidesHow to compare car insurance quotes: 10-step guideThe order you do things in decides how much you save. Gather these five numbers before you open a single quote form.
Done reading? See your own numbers.
Quotes from 50+ insurers, about four minutes, no obligation.
