MAPFRE vs Plymouth Rock: which is better for car insurance in 2026?
Across our six scoring categories, MAPFRE comes out ahead in 2, Plymouth Rock in 2, with 2 too close to call. On our weighted overall score the two finish within 0.2 of a point — a genuine draw. The right answer here depends less on which company is "better" and more on which one prices your specific profile lower, and that is not knowable without running both quotes. MAPFRE is the stronger pick for new england drivers who want the lowest average premium here; Plymouth Rock for northeast drivers who want a strong app and low complaint volume.
MAPFRE vs Plymouth Rock, side by side
Sources: average premiums from NerdWallet's August 2026 rate analysis (Quadrant Information Services), for a 35-year-old driver with a clean record and good credit in a 2023 Toyota Camry LE at 12,000 miles a year, 100/300/50 limits with $1,000 deductibles — national average $2,356. Claims satisfaction from the J.D. Power 2025 U.S. Auto Claims Satisfaction Study (segment average 700). Complaint record from NerdWallet's analysis of NAIC complaint data, 2022–2024. Financial strength from AM Best. Discounts and app data from each carrier's published pages and the Apple App Store / Google Play, retrieved August 2026. Updated August 2026.
Category by category
Price
MAPFRE aheadMAPFRE averages $1,474/yr for full coverage against Plymouth Rock's $2,156/yr — about $682 a year, or 56.8 dollars a month, in MAPFRE's favor for this profile.
$1,474 a year for full coverage — 37% below the national average and the lowest figure of any carrier we review, USAA included.
$2,156 a year for full coverage, 8% below the national average — mid-pack, and not the reason to pick it.
Claims satisfaction
Too close to callNeither pulls ahead on claims satisfaction: MAPFRE posts Not rated and Plymouth Rock Not rated, a difference too small to choose on.
MAPFRE is not in the J.D. Power claims study, which samples only the largest insurers. That is a permanent absence, not a pending one.
Not in the J.D. Power claims study, which covers only the largest insurers.
Complaint record
Plymouth Rock aheadPlymouth Rock takes complaint record on Far fewer than expected against MAPFRE's Fewer than expected.
Fewer complaints than its size predicts.
Far fewer complaints than expected for its size — the strongest complaint band we assign, shared with only a handful of carriers here.
Financial strength
MAPFRE aheadMAPFRE takes financial strength on A against Plymouth Rock's A-.
AM Best A (Excellent). The US arm is owned by MAPFRE S.A. of Spain.
AM Best A- (Excellent), with the outlook revised to positive in March 2026 — the only carrier in this review currently trending upward.
Discounts
Too close to callNeither pulls ahead on discounts: MAPFRE posts 9 published and Plymouth Rock 10 published, a difference too small to choose on.
Nine published discounts, though MotionSmart — the telematics program — is offered in Massachusetts only.
Around ten published discounts, plus two distinct programs: YUBI for telematics and a separate Road Rewards points scheme.
Digital experience
Plymouth Rock aheadPlymouth Rock takes digital experience on 4.86 iOS / 4.7 Android against MAPFRE's 4.40 iOS / 4.1 Android.
4.40 on the App Store across 13,400 ratings and 4.1 on Google Play. Solid, and a far larger rating base than most carriers this size.
4.86 on the App Store and 4.7 on Google Play — the highest combined app ratings of any carrier in this review, by a clear margin.
So which one?
Pick MAPFRE if…
- You are among new england drivers who want the lowest average premium here.
- Price is your first filter — MAPFRE averages $1,474/yr for full coverage on our benchmark profile.
- Financial strength is a priority; MAPFRE holds A from AM Best.
- Availability fits: 11 states, concentrated in Massachusetts and New England.
Pick Plymouth Rock if…
- You are among northeast drivers who want a strong app and low complaint volume.
- You want the lower complaint record — Plymouth Rock sits at Far fewer than expected.
- You would rather handle everything in an app than on a phone call.
- Availability fits: 6 states in the Northeast.
MAPFRE vs Plymouth Rock, answered
The questions people ask before switching between these two.
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