Allstate car insurance in Florida
Allstate writes personal auto insurance in Florida. We found no Florida-specific restrictions published on its own pages.
What Allstate costs in Florida
Two different measurements, shown together for context and deliberately not combined. Neither is what Allstate would quote you in Florida.
Those two figures measure different things, and multiplying them together would not produce a third. No public dataset publishes what Allstate specifically charges in Florida — rate filings are not compiled that way, and any site showing you that number has estimated it. We would rather show you the two real figures and be clear about what they do not tell you. The only number that describes your situation is a quote on your own ZIP code, vehicle and driving record.
What’s different about Allstate in Florida
We did not find any Florida-specific restrictions published on Allstate’s own pages. That is not the same as there being none — carriers do not always publish every state variation, and availability can change between renewals. Confirm the specific discounts you are counting on when you quote.
What Florida requires you to carry
Florida requires $10,000 of Personal Injury Protection (PIP) and $10,000 of property damage liability — it does not require bodily injury liability by default, since Florida is a no-fault state. PIP covers your own medical bills after an accident regardless of fault, up to policy limits that are well below the cost of a serious injury.
Driving without the required PIP and property damage coverage in Florida carries fines, license and registration suspension, and can require an SR-22 filing to reinstate driving privileges. A coverage lapse also tends to raise your next premium.
Full Florida rates and requirements →What moves a Florida premium most
How Allstate scores nationally
These are national measures — J.D. Power and NAIC do not publish per-state breakdowns at carrier level, so this scorecard describes Allstate as a company rather than its performance in Florida specifically.
Sources: average premiums from NerdWallet's August 2026 rate analysis (Quadrant Information Services), for a 35-year-old driver with a clean record and good credit in a 2023 Toyota Camry LE at 12,000 miles a year, 100/300/50 limits with $1,000 deductibles — national average $2,356. Claims satisfaction from the J.D. Power 2025 U.S. Auto Claims Satisfaction Study (segment average 700). Complaint record from NerdWallet's analysis of NAIC complaint data, 2022–2024. Financial strength from AM Best. Discounts and app data from each carrier's published pages and the Apple App Store / Google Play, retrieved August 2026. Updated August 2026.
Other insurers writing in Florida
12 of the 13 insurers we review also sell in Florida. Availability is the first filter — a cheaper carrier that does not write here is not an option.
Allstate in Florida, answered
The questions Florida drivers ask about this carrier.
See what Allstate actually quotes you in Florida.
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